Passively Rich with Rentals | Passive Income & Real Estate Investing for Busy Professionals

How to Invest in Real Estate Using Your 401k or IRA: Non-Recourse Loans Explained

β€’ Melissa Nash: Turnkey Rental Expert & Wealth Strategis β€’ Season 2026 β€’ Episode 64

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Money sitting in your 401k or IRA doing nothing? There's a strategy most investors don't even know exists.

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Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years.

No pitch. No pressure. Just clarity.

πŸ“₯ Download the Free Turnkey Cheat Sheet Ready to start but want the blueprints first? Grab the guide on what to do first, second, and third when buying your first rental.

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You know retirement accounts exist. You know real estate works. But you don't know how to connect the two. That's the gap this episode closes.

In this episode with Jordan Weinheimer, an investment-friendly lender with 20+ years of experience, you'll learn exactly what non-recourse financing is, how it works, and why it's a game-changer for busy professionals with money in retirement accounts.

Jordan walks you through the step-by-step process: opening a self-directed account, setting up an LLC, getting approved, and buying your first property. From start to finish, three weeks.

You'll also learn about the new 30-year fixed-rate non-recourse product. Down payments as low as 30%. Rates in the high 6s to low 7s. Even cash-out refinancing.

And if you already own non-recourse properties from years ago, you can refinance the equity and use it to fund your next purchase.

Key takeaways:

Your retirement account can buy rental properties (tax-deferred). Non-recourse = zero personal guarantee, zero income verification The new 30-year fixed-rate product is a game-changer. Down payments as low as 30% instead of 40-50% You can refinance existing properties to scale faster: a three-week timeline from decision to closing.

Go to https://www.passivelyrichwithrentals.com/scheduling and book a strategy call with me-  It is 30 minutes, it's free, and together we will figure out whether the academy is the right next step for you or whether you are already ready to jump into the deal bank. And start looking at live deals. 

🏑 Connect With Me

Have questions about an out-of-state market we mentioned, or want to see if your specific retirement account qualifies for non-recourse financing? I work with a limited number of investors at a time to ensure you get direct access to me and vetted, off-market deals. 

Let's Chat: Book Your Free 30-Minute Diagnostic Call Here

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